She made her little contribution...Have you?

So often, we are faced with situations in life where our contribution to change things around us seem just so little, so tiny that it seems like a waste of effort. Again, it is about how we look at it. A different perspective can change things around, and give us the motivation, desire and the energy to continue to seek change.

Sukanya Samriddhi Yojana (SSY / SSS) Vs Public Provident Fund (PPF)

Many parents plan to invest in the PPF and fixed deposits for their little one's education or marriage. Things could be changing here, especially if you are blessed with a fairy, rather than a brat :) The Sukanya Samriddhi Yojana (SSY) could just be a better alternative...read on...

EMIs and pre-EMIs on Home Loans

If you have ever taken a home loan, you would have dealt with Equated Monthly Installments (EMIs), and if you have ever been involved in taking a home loan on an under construction property, you have surely dealt with 'pre-EMIs'. Let us clearly understand what separates EMIs and pre-EMIs, both from loan and from taxation perspective.... Read On...

Four levers that create wealth for you

Most of us feel that increasing our income will make us wealthy, and that is why we focus most of our energy on getting a higher salary or getting more profitability of our organisation. We forget that increasing our income is just one of the levers to wealth creation, and NOT a very significant one. Ignore the other three levers at your own peril...read on...

Meet another Freedom Seeker - Mr. Pallav Sarmah - a regional manager from Assam

Last time, we met a young and dynamic CEO from Hyderabad, India : Ms Kamini Gupta who are already on the journey towards financial freedom now. The response to such posts has been overwhelming. You can read more about her journey and experience till now by clicking here.

In continuation with our effort to interlock you with some common men and women who have been seeking financial freedom, today, it is a chance to meet another young and dynamic Deputy Regional Manager from Guwahati, Assam - Mr. Pallav Sarmah. 

Working in private sector? Your pension (EPS) is getting accumulated..

In a recent survey by a leading financial magazine, it came out that almost 60% of the respondents were unaware that private-sector employees covered by the employee Provident Fund (EPF), are also eligible for lifelong pension. More than 30% of these unaware respondents had already contributed Rs. 65,000-1 lakh of their hard earned money to the Employees' Pension Scheme (EPS) till now. Want to understand about this EPS pension scheme?...read on...

How much Life Insurance Cover do you actually need?

Life is unpredictable. Therefore, Life Insurance is necessary to mitigate the financial risk to your family if something happens to you. Most people do not understand how much cover do they actually need, and that's why they are either under insured (too big a risk to take) or over insured (wasting their money). 

Let us find out how much life insurance cover do we "actually" need...Read on...