Why Gold is almost always a good investment

Traditionally, Gold has always been considered a safe bet and a great option to rely on, in case of financial crisis. However, can it also be considered a good investment option ie can it give you a combination of safety and returns better than most other investment and options that you are aware of? Lets read on.

What is current account deficit (CAD)

When dealing with equity, and in general the market and economy trend, one of the most commonly heard of terms to assess the country's creditworthiness is called as CAD (Current Account Deficit). A controlled CAD in general is a healthy sign for a growing economy. This is one of the macro factors to be looked at when taking a long term view of where you invest your hard earned money. So, let us try and understand more about CAD.

A DRDO Sr Scientist : The latest book fan

From the Rat Race to Financial Freedom was recently reviewed by Dr. T. V. Karthikeyan, a Senior Scientist at the Defense Research Development Organization (DRDO), and needless to say that he became the latest addition to the ever increasing list of fans of this book.

Producing some of the excerpts of his review. 

What are Direct Mutual Funds in India

Mutual fund investors have definitely turned smarter. An increasing number are taking the direct investments route to spice up their returns. Indeed, going by a Crisil report, direct plans now constitute 25% of the assets under management (AUM) of mutual funds. If you invest in mutual funds and plan to do so, you better understand what is a Direct Plan for every mutual fund scheme.

True Independence Day

As our nation celebrates its 66th independence day on 15th August, it is definitely time to rejoice, celebrate and look to the future, while we continue to learn from the past. We have come a long way, though there are miles to go before we sleep. Exactly 8 years ago, during one such celebration, a strange series of questions struck my mind - What is so great about freedom? 

Difference between Sum-Assured and Guaranteed-Returns in Life Insurance Policies

'Sum assured' and 'guaranteed returns' are the two commonly used terms when it comes to life insurance plans. Although both the terms are linked with monetary benefits of a policy, there is a significant difference between the two. Understanding the difference can help us make the right choice of the insurance policy for ourselves and our family members...read on....

Opening Multiple PPF Accounts in India

What is a Public Provident Fund (PPF) Account

PPF is a savings-cum-tax-saving instrument in India. It also serves as a retirement-planning tool for many of those who do not have any structured pension plan covering them. 

What is a Credit Score

A Credit Score [including Credit Information Report-CIR], is your detailed credit history and acts as a full evidence of your credit worthiness.