Credit Cards Vs Debit Cards

On the journey towards financial freedom, i strictly recommended in my book (From the Rat Race to Financial Freedom) that Debit Card is the only way for a freedom seeker. Credit Card will always lead you to spend more, even if you manage to stay out of its debt trap. At the same time, many readers came back to me asking how do we have a win-win wherein we can en cash the benefits of both the credit cards and debit cards... Read on...

What is a Credit Score

A Credit Score [including Credit Information Report-CIR], is your detailed credit history and acts as a full evidence of your credit worthiness.