Change the way you Gift

Gifting is such a beautiful aspect of relationship building. When you gift something to your loved one, you are gifting a piece of your thinking. You show that you care, and that you value the relationship. However, with time, the art of gifting has become mundane - kitchenware, sweets, dry fruits, juices...

It is high time we change the way we gift...Gift something that elevate someone's life..Read on...

27 key lessons from the book "Gems from Warren Buffet" by Mark Gavagan

This is my book No. 10 of the year 2015. 
"Gems from Warren Buffet" by Mark Gavagan has some of the most wittiest and also the most insightful thoughts culled from 34 years of Warren Buffet's letters to Berkshire stakeholders....
Read on...

The new Gold Bond and Monetisation Scheme

If you want to buy gold for investment, or if you already have gold that is essentially an investment, the Government of India has two new deals for you. These deals are designed to let you get the core benefit of investing in gold, plus a little more...Read on...

High Dividend Stocks as an Investment Strategy

Champion investors love dividend paying stocks. They love the feel of passive income and positive cash flow. What about you? Do you love the feeling of tax free dividend income making its way right into your bank account while your stocks continue to do well?

Investing in high dividend stocks is a great long term investment strategy, but it is always better to understand its pros and cons.

Ready to invest? Then find out what are the best high dividend stocks to invest in...
Read on..

DREAM ON Book - The Launch, Reviews, Target Readers

This is my most passionate attempt at elevating our society. This is about Dreams. This is about not only facing setbacks but embracing them, this is about LIFE. We were blessed by the presence of a Mount Everest Conqueror (Mr Ram Lal Sharma) and a Limca Book of Records Holder cyclist (Vamini Sethi) as a part of the launch event for our book DREAM ON.... Read on...

7 days for the launch of DREAM ON !!

'Dream On' is going to be my most passionate attempt ever. This is going to push you out of your comfort zones and lead a more meaningful life... Dream On is here...Just 7 days to go...Read some pre-launch excerpts from the book and what beta readers have been saying... Read on..

Dividend Stripping Strategy

Do you know that Dividend stripping is an investing strategy that can potentially save you a lot of money? If you invest in Mutual Funds or Stocks, understanding this strategy can be quite a handful to get that extra advantage...Read on...

The Definition of NRI

So often, we use the term NRI (Non Resident Indian), but not everything is as simplified when it comes to tax implications when you earn your money outside India. Let us understand the conditions in which you can be termed as an "NRI". This is fundamental to understanding what taxes are applicable for you, and where you can save or invest money...read on...

3 corners of a fulfilling life

Three key ingredients that make a life worth living : Dreams, Freedom and Happiness. As we get set to launch the book "Dream On" on our 3rd pillar (Dreams), we will complete the circle that we started almost 4 years back - with only one intent - to elevate lives around us....
Want to know how to streamline and balance your life? read on...

Stocks vs Mutual Funds

Most of us feel that investing in direct company stocks is risky. Of course, it is. But so is investing in mutual funds, for the simple reason that mutual funds also invest in company stocks. You may feel that mutual funds is still safer because of the expertise that the fund house has as regards fund management and detailed analytical reports, but then remember that rewards are always in proportion to the risk. Let us do a pointwise analysis of Mutual Funds and Stocks...read on...

13 Mutual Fund Myths Busted

The moment we talk about Mutual Funds, what are the first thoughts that come to your mind? If it is risk, market, stocks, unsafe, low growth or anything that does not generate a positive momentum, then probably you are one of the billions who would love to burst some of your mutual fund myths...read on...

Home Loans Vs Land Loans

While home loans are easily available for salaried employees, what about a loan to buy a residential plot? Plot loans are also available without too much difficulty and, in most cases, at the same rates as a home loan. But other terms and conditions could be different. It definitely requires some planning. Let us understand more on Land Loans...

An Oscar nominee's feedback on our Wealth Management Course

For those of you who do not know who Bombay Jayashri Ramnath is, she happens to be an Oscar nominee, the best Female Playback singer (Tamil) apart from being a sought after classical performer across the globe. 

Why she happens to appear on this Blog? 
She just went through our Wealth Management Course on Classle and was all praises... Read on..

8 Mistakes that could serve you a tax notice

Income Tax authorities are on an overdrive. There are collection and compliance targets that they need to meet. Tax authorities now have integrated databases on taxpayers and can track almost all financial transactions of an individual. You are more likely to get an IT notice now, than ever before. Find out some of the key reasons why you could be served an IT notice, and take pro-active steps to avoid them...Read on..

Your EPF money will be invested in equity : Rebalance your portfolio

Not that you have any choice, but you should be aware that your corpus of Employee Provident Fund(EPF) (+VPF) which you have been accumulating over many years, is now going to be exposed to equity market. This move has its own merits and demerits. You must understand what's happening to your money, and you may also need to rebalance your portfolio to the extent of your money movement from a debt based investment (EPF) to equity based investment...read on...

2 Years.....and counting !!

                                                       

This week, we completed 2 years of the launch of our first book "From the Rat Race to Financial Freedom". Since the launch, it has been an amazingly satisfying journey in which thousands of lives have been positively impacted.

The feedback from all of you during the last 2 years, via one-one sessions, seminars, blogs, social media, Whats-App and emails has been extremely overwhelming and has been one of the key reasons that has kept us motivated to scale newer heights. 
Here is a glimpse of what all we were able to achieve with your support in these 2 years...

The journey is long, but beautiful and worth every moment, when all of us are together....Read on...

10 Financial Checkpoints in the new Financial Year

The financial year 2015-16 started more than a month back. Thats how fast time moves. Now that you are well into the new financial year, make sure you do not miss out checking on the following 10 (ten) financial checkpoints to have a financially rewarding year..read on..

'The Week' magazine interviews yours truly - Buying Happiness

Last week, a special reporter from 'The Week' magazine connected with me to understand what is driving some of the authors like us to make people financially literate and generally interested in finance. 'The Week' happens to be the largest selling English news magazine in India followed by India Today and Outlook...read on...

Your passion Vs Your profession

This is the question which would have haunted you at some stage of your life, or is it still haunting? Your heart wants to chase your passion and calling of life, but your mind restricts you to your profession - for the risks involved as well as lower money assurance in chasing your passion. Is there a way out? Can we make our passion our profession?

Understand Health care provisions (Section 80D) for you post Budget 2015

Section 80D of the Income Tax Act provides provisions for us to claim deductions in taxable income for the health insurance policies, medical expenses and preventive medical checkups that we do throughout the year. Make sure you are aware of the latest provisions as per Budget 2015, so that you can save on taxes for the money you pay on covering your health.